Military Buyers
What does your BAH get you here?
Pick your duty station and rank. We'll turn your 2026 BAH into a monthly payment and an estimated home price with a VA loan.
Titles show Air Force ranks for Holloman and Army ranks for White Sands. Different branch? Just match your pay grade (E-5, O-3, and so on); BAH is the same for every branch at the same duty station.
Adjust rate, taxes, and insurance
Where these BAH numbers come from
2026 rates (effective January 1, 2026) were pulled from FedRateCalc, which compiles the official DoD Defense Travel Management Office rate files:
Disclaimer: I am a REALTOR®, not a lender, mortgage broker, or financial advisor. This tool is for general information and education only and is not a loan offer, pre-approval, or guarantee of what you qualify for. BAH amounts shown are pulled from the third-party and government sources linked above and may change; please verify your BAH on your own through the official DoD BAH Rate Lookup, your LES, or your finance office before making any decisions. BAH is based on your duty station, not where you live: Holloman orders get the Holloman rate even if you live in Las Cruces, NM. Interest rates, property taxes, insurance, HOA dues, the VA funding fee, your credit, and lender guidelines will all change your real numbers, so talk with a VA-approved lender before you shop.